Investor Relations

Information Disclosure Policy

Our disclosure policy is as follows.

１ Purpose

The purpose of disclosure is to provide timely, appropriate, and fair corporate information to all of our stakeholders, including shareholders and investors, in compliance with the Financial Instruments and Exchange Act and other related laws, regulations, and rules, as well as the rules of financial instruments exchanges; thereby deepening the stakeholders’ understanding of and improving social trust in SBI Sumishin Net Bank, and contributing to appropriate evaluation of the Bank.

２ Information subject to disclosure

We disclose the following information.

(1) Statutory disclosure information

Disclosure of information required by laws and regulations (the Financial Instruments and Exchange Act and other related laws, regulations, and rules):

(i) Financial results:: Ongoing disclosure documents on corporate information, including annual securities reports and quarterly securities reports
(ii) Other information:: Other disclosure documents, including extraordinary reports and securities registration statement

(2) Timely disclosure information

Disclosure of information required by the rules of financial instruments exchanges:

(i) Financial results:: Disclosure of financial results, including earnings reports and quarterly earnings reports
(ii) Revisions to financial results forecasts, dividend forecasts, and the like:: Revisions to financial results forecasts, dividend forecasts, and explanations on differences
(iii) Decisions:: Information concerning the decision-making of the Bank, other than financial results and revisions to financial results forecasts, dividend forecasts, and the like
(iv) Facts occurred:: Facts that arise regardless of the Bank’s decision-making, including losses from disasters and changes to major shareholders
(v) Other information:: Information other than (i) through (iv) above (e.g., matters concerning controlling shareholders, etc.)

(3) Other information to disclose

Information other than (1) and (2) above, the disclosure of which to shareholders, investors, and other stakeholders is desirable

We do not disclose personal information, customer information, and information whose disclosure would infringe related persons’ rights.

3 Methods of information disclosure

As for information that falls under the category of information required to be disclosed by the rules of financial instruments exchanges, we will post the information on our website promptly after disclosing it on TDnet (Timely Disclosure network) of the Tokyo Stock Exchange. We will also openly disclose information whose disclosure is not required by the timely disclosure rules by posting it on our website or by other means.

４ Prevention of insider trading and fair information disclosure

For the purpose of properly managing material corporate information and preventing insider trading, as well as fairly disclosing information, the Bank has established internal rules and is promoting thorough understanding and raising awareness of it by all employees in its Group.

５ Quiet Period

To prevent any leaking of financial results or other information that would affect its stock price, we designate the period from the day following fiscal year-end and quarter-end dates to announcement date of financial results as a quiet period. We refrain from making any comment on financial results during a quiet period. However, this will not apply to information that is having, or deemed by the Bank to potentially have, a significant impact on capital markets.