Sustainability

Sustainability at SSNB

Sustainability

SBI Sumishin Net Bank is committed to support UN Sustainable Development Goals (SDGs).

Since the foundation in 2007, our business strategy is to serve stakeholders and a diverse society with financial services leveraged by cutting-edge technology, based on our principle to create a more comfortable and convenient society.

We believe that offering convenient and contactless financial services in context with digital transformation leads to the development of a sustainable society, such as reduction of environmental burden on the planet. We will continue to pursue Creating Shared Values (CSV).

SUSTAINABLE DEVELOPMENT GOALS:1貧困をなくそう、2飢餓をゼロに、3すべての人に健康と福祉を、4質の高い教育をみんなに、5ジェンダー平等を実現しよう、安全な水とトイレを世界中に、7エネルギーをみんなにそしてクリーンに、8働きがいも経済成長も、9産業と技術革新の基盤をつくろう、10人や国の不平等をなくそう、11住み続けられるまちづくりを、12つくる責任つかう責任、13気候変動に具体的な対策を、14海の豊かさを守ろう、15陸の豊かさも守ろう、16平和と公正をすべての人に、17パートナーシップで目標を達成しよう

Sustainability Promotion System

Our group considers environmental and social issues as important management matters. To promote activities related to sustainability, we have established the "Sustainability Committee" as an advisory body to the management meeting, which is held quarterly. In the "Sustainability Committee," we discuss activity policies and management strategies for social and environmental issues, and reflect them in the activity plans of each department. The Board of Directors receives reports on the discussions and reports from the committee, and works to promote sustainability management while confirming progress and issues.

Materialities of the SBI Sumishin Net Bank Group

We have identified three innovation materialities that lead to the creation of social value and three social responsibility/management foundation materialities that support the improvement of corporate value and have an impact on the core of value creation as materialities for our Group.
We will work to address these materialities through our business operations, and contribute to improving corporate value and creating a sustainable society.

Materialities Summary of Materiality
Innovation
materialities
Further improvement of financial accessibility
  • To leverage technology to bring about innovation in existing financial services, and to provide customers with more user-friendly, high-value services, we will develop the infrastructure needed to provide stable and sustainable financial services.
Building and providing a tech platform
  • To create industrial innovation through technology, of various platforms in the financial domain, including AI screening, security, NEOBANK, and mortgages (“Kantan (Easy) Mortgage”), as well as the development of platforms in the nonfinancial domain, such as digital transformations in primary industries, carbon credits, and financial data.
  • To acquire recognition as a platformer as a result
Promoting industrial innovation to solve social issues
  • To contribute to social innovation in the role of a tech company by creating new businesses that help to solve social issues, and to promote innovation through investment in businesses with social value (i.e. social investment)
Social responsibility/
management foundation materialities
Responding to climate change and contributing to the reduction of environmental impacts
  • To contribute to the reduction of GHG emissions throughout society by reducing the environmental impact of our Group’s business activities and by developing new business
Strengthening and securing human capital
  • To develop and secure human resources with the skills to support the promotion of innovation in the role of a tech company
  • To improve employee engagement by creating a workplace that is comfortable and rewarding to work by implementing DE&I
Strengthening our management foundation and governance
  • To continuously improve economic and social value, and to develop a management base and governance structure that can meet the expectations of stakeholders

A Business Model for Improve Corporate Value